What I Offer
Insurance services built around you.
As an independent broker, I work for you — not an insurance company. That means honest comparisons, clear explanations, and recommendations that put your needs first.
Medicare
Understand your options. Choose with confidence.
Medicare has many moving parts — Part A, Part B, Medicare Advantage, Medigap Supplements, and Part D drug plans. It can feel overwhelming, especially when you're approaching 65 or experiencing a life change. I help you cut through the confusion and find the plan that fits your health needs and your budget.
- Medicare Part A & Part B explained in plain language
- Medicare Advantage (Part C) plan comparisons
- Medigap / Medicare Supplement options
- Part D prescription drug coverage
- Annual enrollment period guidance
- Special enrollment period support
Marketplace Insurance
Coverage that fits your life — not just your budget.
Whether you're self-employed, between jobs, or simply looking for better coverage than what your employer offers, the Health Insurance Marketplace has options worth exploring. I'll help you understand your subsidy eligibility, compare plans side by side, and enroll with confidence.
- ACA Marketplace plan comparisons
- Premium tax credit and subsidy eligibility
- Open enrollment and special enrollment periods
- Bronze, Silver, Gold, and Platinum plan differences
- Family and individual coverage options
- Short-term coverage bridge solutions
Ancillary Products
Fill the gaps your primary plan leaves behind.
Most health plans don't cover everything. Dental, vision, and hearing costs can add up quickly — especially for seniors. Ancillary products are designed to complement your primary coverage and protect you from unexpected out-of-pocket expenses.
- Dental insurance and discount plans
- Vision coverage
- Hearing aid benefits
- Critical illness insurance
- Hospital indemnity plans
- Accident insurance
Annuities
Predictable income. Peace of mind in retirement.
An annuity can provide a guaranteed stream of income in retirement — giving you the confidence to spend without worrying about outliving your savings. I'll explain your options in plain language, help you understand the tradeoffs, and only recommend an annuity if it genuinely fits your retirement plan.
- Fixed annuities for guaranteed growth
- Fixed indexed annuities
- Income riders and lifetime withdrawal benefits
- Annuity vs. other retirement income strategies
- Surrender periods and liquidity considerations
- Tax-deferred growth explained
Not sure where to start?
A free conversation is all it takes. Tell me a little about your situation and I'll point you in the right direction — no pressure, no obligation.